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Own this home with no down payment required. This property qualifies for USDA and FHA solar+ financing which provides for up to 5% of downpayment & closing cost assistance with a market interest rate, making homeownership attainable. This well-maintained home is located in an area eligible for a 100% USDA Zero-Downpayment Loan, providing a chance to buy a move-in ready home without the financial burden of a down payment. The home features a bright, open layout on a single level, designed for easy living. Positioned in the center of Churchton, this 3-bedroom coastal rambler includes a combined kitchen and dining area, spacious bedrooms, central air conditioning, public sewer, and a sizable third of an acre backyard well suited for summer gatherings. The property has been well cared for, allowing for immediate occupancy without significant renovations. Enjoy a tranquil, water-oriented lifestyle, just 1 to 2 miles from two popular waterfront locations: Franklin Point State Park, which offers over 470 acres of protected marsh, hiking trails, and wildlife viewing along the West River and Chesapeake Bay, and Jack Creek Park, which features walking trails, a secluded beach, and a launch site for kayaking, canoeing, and paddleboarding. Spend weekends enjoying boating, crabbing, or fishing, with convenient public boat launches, local marinas, and waterfront dining nearby. Experience the tranquility of a close-knit coastal community while still having an easy commute to Joint Base Andrews, the Annapolis waterfront, and the Washington Beltway, all without the hassle of an HOA.
| DAYS ON MARKET | 28 | LAST UPDATED | 8/4/2026 |
|---|---|---|---|
| TRACT | SHADY SIDE | YEAR BUILT | 1981 |
| COUNTY | ANNE ARUNDEL | STATUS | Conditional |
| PROPERTY TYPE(S) | Single Family |
| School District | ANNE ARUNDEL COUNTY PUBLIC SCHOOLS |
|---|
| ADDITIONAL DETAILS | |
| AIR | Central Air, Electric |
|---|---|
| AIR CONDITIONING | Yes |
| APPLIANCES | Electric Water Heater |
| CONSTRUCTION | Vinyl Siding |
| HEAT | Electric, Heat Pump |
| LOT | 0.3 acre(s) |
| PARKING | Off Street |
| POOL DESCRIPTION | None |
| SEWER | Public Sewer |
| STORIES | 1 |
| STYLE | Ranch/Rambler |
| SUBDIVISION | SHADY SIDE |
| TAXES | 3763 |
| WATER | Well |
MORTGAGE CALCULATOR
TOTAL MONTHLY PAYMENT
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*Estimate only
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Listing provided by Taylor Properties
The multiple listing data appearing on this website, or contained in reports produced therefrom, comes in part from Metropolitan Regional Information Systems ("MRIS"). The information provided is for the viewer's personal, non-commercial use and may not be used for any purpose other than to identify prospective properties the viewer may be interested in purchasing. All real estate listings include detailed information about them that includes the name of the listing brokers and therefore may reference real estate listing(s) held by a brokerage other than the broker and/or agent who owns this web site.
All listing data, including, but not limited to, square footage and lot size is believed to be accurate, but the listing agent, listing broker and respective Multiple Listing Services and their affiliates do not warrant or guarantee such accuracy. Therefore, all data should be personally verified through personal inspection by and/or with the appropriate professionals. Listing data last updated 9/1/26 12:38 PM PDT.
The listing information on this web site is from various brokers who participate in IDX.
Copyright 2026 MRIS. All rights reserved.
All listing data, including, but not limited to, square footage and lot size is believed to be accurate, but the listing agent, listing broker and respective Multiple Listing Services and their affiliates do not warrant or guarantee such accuracy. Therefore, all data should be personally verified through personal inspection by and/or with the appropriate professionals. Listing data last updated 9/1/26 12:38 PM PDT.
The listing information on this web site is from various brokers who participate in IDX.
Copyright 2026 MRIS. All rights reserved.
This IDX solution is (c) Diverse Solutions 2026.